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Understanding Why You Spend|Personal Debt Management Home page for the Personal Debt Management Web site.personaldebtmanagement.info · bookmarked by 1 member · added at Tue, 02 Sep 2008 Site Details debt management · determining what your current debt is · budget to gain control · managing debt collectors · take care of the most important debts · understanding why you spend · improving your credit history · income and spending · changing your attitudes to money · managing a budget deficit · which debts need paying first · what to do with a budget surplus · slashing your spending · making more money · handling your creditors · consolidating your debt · credit counseling · managing past due mortgage · automobile debt · keeping a place to live · medical bills · child support · paying overdue taxes · student loan debt · improving your credit rating · once you have control of your debt · ignoring your debts · missing your car payments · trying to get by without a budget · credits cards · borrowing against your house · high risk loans · borrowing from friends and family · handling the stress · letting others know of your situation